ClearPass is an InsurTech SaaS platform that protects high-risk businesses from liability while opening new opportunities for insurers. The system embeds on-demand micro-policies directly into the customer journey, standardizing safety onboarding, digital waivers, and FNOL reporting through dynamic, legally-binding flows. Every participant interaction is captured as secure, structured data, providing insurers and MGAs with real-time insights for smarter underwriting and dynamic pricing. The result is a single platform that reduces legal exposure for businesses, delivers simple accident coverage for participants, and empowers insurers to profitably serve markets once considered uninsurable.