FIDO is a technology-driven financial service provider. Its fully automated end-to-end solution uses proprietary machine-learning technology to offer responsible credit products to entrepreneurs and consumers through mobile technology. Responsible digital financing is a critical pillar of FIDO's vision and mission. The company has signed the Responsible Finance Forum guidelines and endorsed the Smart Campaign program. FIDO is the top financial app in its first market, Ghana, and has received a lending license and begun operations in its second market, the Philippines. The company has over $24 million distributed to date through 400,000 loans to more than 100,000 customers.