Identiq's identity-validation solution creates a completely anonymous distributed network that allows members to validate new users and vouch for ones they already know. All of this is done without sharing any customer data or identifiable information. This approach enables members to make accurate decisions regarding fraud based on a greater number of data points as well as offer a better user experience to their customers. It also provides strong proof of identity by connecting multiple assets such as email, phone number, address, IP address, and funding source at the time of onboarding, first payment, or after indications of account takeover. The network is completely secure and anonymous, with no user information ever leaving the members' domain. Using the latest cryptographic protocols, members can obtain the proof of identity from other network members while safeguarding customer privacy, with no way of knowing who is querying or who is vouching, ensuring full ongoing compliance with GDPR, CCPA, and other privacy regulations. Identiq was named a cool vendor in "Cool Vendors in Privacy Report, 2020" by the Gartner Research Group.