Opal, operating under the name Opal Fintech Pte Ltd, a financial technology company specializing in comprehensive payment and financing solutions tailored for small and medium-sized enterprises (SMEs). As a licensed Major Payment Institution by the Monetary Authority of Singapore (MAS), Opal offers a suite of services designed to facilitate seamless international trade and commerce. Opal's platform provides businesses with multi-currency accounts, enabling them to receive and hold up to 34 currencies and transact across more than 100 corridors. This capability allows companies to manage funds, finance operations, and conduct global transactions efficiently through a fully integrated system. In addition to payment solutions, Opal offers financing options such as 'Buy Now Pay Later' services and comprehensive business loans for overseas payments. The platform is API-ready, allowing for easy integration with various payment channels, lenders, banks, and financial technology firms, all accessible within a single, user-friendly dashboard. Opal is committed to building and maintaining a robust and secure digital infrastructure that complies with the highest industry standards, ensuring the safeguarding of business finances. The company is led by a team of seasoned professionals with extensive experience in payments, banking, remittance, lending, and technology industries, aiming to empower SMEs with efficient and transparent financial solutions.