Ownera is an institutional-grade digital securities network, where all nodes are regulated financial institutions (such as banks, asset managers, and exchanges). Ownera's regulated nodes have three major roles: to verify all the assets that go on the network, to verify all transactions for regulation compliance, and to distribute the assets to their institutional client base. The Ownera API delivers the nodes required to verify all the assets that go on the network using on-chain know-your-asset, verify all transactions for regulation compliance using an AI-powered Regulation App Store, and distribute the assets to their institutional client base using atomic swaps against any currency.